Project 01

Improving credit card landing page conversions

Bajaj Finserv Co-brand Credit Cards

Man looking at Bajaj Finserv Co-brand Credit Cards on his phone
Man looking at Bajaj Finserv Co-brand Credit Cards on his phone
Man looking at Bajaj Finserv Co-brand Credit Cards on his phone

Reducing drop-offs on the landing page

Motivating users to 'Apply Now'

Project Overview

Potential customers who visited the Bajaj Finserv Co-brand Credit Card Product Description Page (PDP) would drop-off and not click on 'Apply Now'. Our team of designers and writers worked to address the critical pain points and improve the user's experience.

Problem Statement

Bajaj Finserv Co-brand Credit Card struggled with 70% of traffic dropping off the product description page. We used Clevertap and Medallia to monitor each stage of the funnel and found:

Users would read the fees in the 1st scroll and drop-off.

Users encounter verbose product features and no social proof.

Industry

Bajaj Finserv Co-brand Credit Cards

My Role

Lead UX writer

Platforms

Mobile (iOs, Android), Website

Timeline

January 2024- December 2024

Persona

Ravi Kumar

Call Center Operator

Ravi is a 25 year old, working in call center, who lives in Pune. He lives with 3 others in a flat 10 kms away from his office. He sends a portion of his salary back home to dependent parents and a sister in Delhi.

Age: 25

Location: Pune

Tech Proficiency: Moderate

Gender: Male

Goal

Get an easy line of credit to cater to expense

To get a high credit limit

To get a card with low fees and charges

Frustrations

Completing application journey only to get a low credit limit or no card offer

Unclear fee structure, high charges, hidden fees

Hard to find special offers

Process

01. User Research

Recorded a user's activity on the website and mobile app to understand the pain points.

Analyzed user sessions recorded on UserExperior to pinpoint where users dropped off in the process.

Benchmarked against competitors like HDFC, Amazon, etc., to know best practices and how they handled pain-points

01. User Research

Recorded a user's activity on the website and mobile app to understand the pain points.

Analyzed user sessions recorded on UserExperior to pinpoint where users dropped off in the process.

Benchmarked against competitors like HDFC, Amazon, etc., to know best practices and how they handled pain-points

01. User Research

Recorded a user's activity on the website and mobile app to understand the pain points.

Analyzed user sessions recorded on UserExperior to pinpoint where users dropped off in the process.

Benchmarked against competitors like HDFC, Amazon, etc., to know best practices and how they handled pain-points

02. Insights

Users complained when they found that their actual limit is not ₹2 lakhs.

Users would drop-off after looking at the fees and charges table.

Most users could not trust the card and struggled to understand offers and fees.

02. Insights

Users complained when they found that their actual limit is not ₹2 lakhs.

Users would drop-off after looking at the fees and charges table.

Most users could not trust the card and struggled to understand offers and fees.

02. Insights

Users complained when they found that their actual limit is not ₹2 lakhs.

Users would drop-off after looking at the fees and charges table.

Most users could not trust the card and struggled to understand offers and fees.

03. Resolution through microcopy

Displayed a pre-approved credit limit to the user on the product page.

Moved fees to the 2nd scroll. Explained only necessary charges with an option to view all charges. A calculator used to calculate the value of benefits in rupees.

Collected & displayed user reviews with ratings to bulild trust

03. Resolution through microcopy

Displayed a pre-approved credit limit to the user on the product page.

Moved fees to the 2nd scroll. Explained only necessary charges with an option to view all charges. A calculator used to calculate the value of benefits in rupees.

Collected & displayed user reviews with ratings to bulild trust

03. Resolution through microcopy

Displayed a pre-approved credit limit to the user on the product page.

Moved fees to the 2nd scroll. Explained only necessary charges with an option to view all charges. A calculator used to calculate the value of benefits in rupees.

Collected & displayed user reviews with ratings to bulild trust

04. Testing & Iteration

Conducted A/B testing on users, comparing the original and redesigned flows.

Gathered feedback from all stakeholders and refined the copy based on user input.

04. Testing & Iteration

Conducted A/B testing on users, comparing the original and redesigned flows.

Gathered feedback from all stakeholders and refined the copy based on user input.

04. Testing & Iteration

Conducted A/B testing on users, comparing the original and redesigned flows.

Gathered feedback from all stakeholders and refined the copy based on user input.

Outcome

10% less customer service queries
70% reduction in drop-offs on product page
85,000 clicks on 'Apply Now' in Jan 24'

Key Learnings

Don't waste the user's time

User must be able to figure out of she is eligible for a product in a few steps.

Don't waste the user's time

User must be able to figure out of she is eligible for a product in a few steps.

Don't waste the user's time

User must be able to figure out of she is eligible for a product in a few steps.

Building trust is nessecary

Users need reassurance and proof that the product is reliable.

Building trust is nessecary

Users need reassurance and proof that the product is reliable.

Building trust is nessecary

Users need reassurance and proof that the product is reliable.

Clear copy motiates user

A clear explanation helps the user take positive action.

Clear copy motiates user

A clear explanation helps the user take positive action.

Clear copy motiates user

A clear explanation helps the user take positive action.

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